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Specialist Mortgages

Doctor Mortgages

Doctor Mortgages are available to GP’s, Consultants, Locum Doctors, and other Medical Professionals.

Male doctor working on a digital tablet near a window

Many Doctors and other medical professionals have intricate income structures due to varying employment types, for example, you could be a Doctor working on an employed basis and working concurrently on a self-employed basis at a Private Practice. This can result in some lenders struggling with the complexity of certain types of remuneration packages, leading to misrepresentation of your gross income and consequently lower mortgage loans are granted, in worst cases, the application can be declined. This doesn’t mean to say that you cannot obtain the mortgage amount that you require. If anything your profession and reliable income can help you borrow higher amounts and qualify for reduced interest rates with certain lenders.

We can help with the following

Trainee Medical Professional/ Junior

Newly Qualified

Temporary Contracts

Locum Doctors

Self-Employed Doctors

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