Remortgage

There may be a mortgage available with another lender on better terms than what your current lender is offering. Jordan Lynch will advise on the most cost-effective solution taking in to account the retention products available with your existing lender and comparing them to what’s available across the market.
 
If the terms available with your existing lender are most favourable, we will arrange a ‘product switch’, but if it makes sense to move to a new lender, we will arrange a remortgage.

If you need money to pay for home improvements, school fees, weddings, university funds or new business ventures then you can remortgage your home to raise additional funds. You may decide this a more suitable option than taking out a separate loan. Our expert advisors will compare both options and find a solution tailored to your circumstances.

If your financial circumstances have changed, you may wish to pay a higher or lower amount each month or move to a fixed rate mortgage. Remortgaging can help you do this.
 
At Jordan Lynch, we have access to the whole of the mortgage market and understand the complexities of every individual situation, so we will be able to recommend the most suitable remortgage option for you.

When you remortgage, you may have to pay an early repayment fee to your existing lender, and a mortgage arrangement fee to the new one. You may also need to pay a valuation fee and legal costs, though most new lenders offer to cover these costs.
 
Prior to applying for a re-mortgage Jordan Lynch will provide you with a schedule of costs outlining all fees payable and the new monthly payment.

Speak to one of our expert mortgage advisors who will confirm the amount you can borrow and the terms available. Once you are happy to proceed, we will apply to the lender on your behalf managing the whole process through to legal completion ensuring that the new mortgage completes when the early repayment charges expire with your existing lender.